You can make the dream come true quicker if you provide a complete file at the first meeting with your loan officer. Assemble the following original documents for all borrowers.

 • Your last two month's pay stubs.

 • All pages of your last three month's bank statements.

 • Income Tax returns for the last two years if self-employed, commissioned or an Independent Contractor. (Again, all pages.)

 • Your landlord's name, address and phone number to cover the last five years.

 • A complete list of all debts, credit card accounts, student loans, small loans, etc., including monthly payment, outstanding balance and the account number.

 • Your original social security card and driver's license.

 • A check for the mortgage company to cover the quoted credit report fee.

With a signed, completed application, and all of the above information, your mortgage representative should be able to obtain a pre-approval in 24 hours or less. Once You are approved You can sign the papers, purchase the home and move in with no delay. Start living your DREAM – gather your documents and information TODAY.

Mortgages available include FHA, VA, CONVENTIONAL, USDA in some areas, and other 100% products.